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Dental Implant Financing in Texas

Flexible Payment Options That Make Dental Implants Affordable

Dental Implant Financing in Texas

How Does Dental Implant Financing Work at Smile Savers?

Dental implant financing lets you spread the cost of treatment into monthly payments through a third party lender, so you can start treatment now instead of waiting until you have saved the full amount. At Smile Savers Dental Solutions, our team helps you compare dental implant financing in Texas from Cherry, Sunbit, CareCredit, and Proceed Finance, then helps you apply with the lender that best fits your budget.

Dental implants are the most reliable, longest lasting way to replace missing teeth, yet for years many families in small towns across Texas could not access them. Smile Savers set out to change that with fair dental implant costs, 31 offices close to home, and payment options built for working families, retirees, and rural Texans. Whether you need dental implants in Texas to replace one tooth or full mouth dental implants to replace an entire arch, financing can make a complete smile possible.

What Payment Options Are Available for Dental Implants?

Cash, Checks, and Major Credit Cards

Smile Savers Dental Solutions accepts cash, personal checks, and American Express, Discover, Mastercard, and Visa. As a fee for service practice, we focus on quality implant care at a fair cost rather than working within insurance network limits, and our team helps you compare dental implant options that fit your budget. If you prefer monthly payments, we will help you apply for dental implant financing with Cherry, Proceed Finance, Sunbit, or CareCredit.

You may also be able to use health savings account or flexible spending account funds toward implant treatment. Check with your plan administrator to confirm what your account covers.

Does Smile Savers Accept Dental Insurance for Implants?

Smile Savers Dental Solutions does not accept dental insurance as direct payment, but our team is happy to submit claims on your behalf and help you get the most from any benefits your plan provides. Many dental plans have low annual maximums that cover only a small part of implant treatment, so financing often fills the gap. Learn how your dental implant cost is determined.

Payment is due at the time of service unless you have arranged dental implant financing with one of our partner lenders.

Proceed Finance for Dental Implants

Proceed Finance specializes in patient financing for larger treatment plans, such as full arch dental implants. Its goal is to make life changing care possible for more people through straightforward, fair financing.

Visit the Proceed Finance website to learn more. Financing is subject to credit approval, and terms and conditions apply.

Which Dental Implant Financing Lender Is Right for You?

Cherry breaks dental implant costs into monthly payments and lets you apply with a soft credit check that does not affect your credit score. The application takes only a few minutes, and plan choices are based on approval.

  • Quick application with a soft credit check
  • A range of plan lengths to fit your budget
  • Clear terms with no hidden fees
  • Down payment with a debit or credit card issued in the United States
  • Secure online portal for monthly bank payments

Learn more at withcherry.com or call 888-839-7171 for more information.

Cherry dental financing logo

Sunbit splits the cost of dental care into manageable monthly payments, and applying does not require a hard credit check. You can apply quickly and receive a decision while you are in the office.

  • No hard credit check to apply
  • Quick, simple application process
  • Monthly payment plans sized to your budget
  • Helps reduce the stress of paying for dental care

Learn more at sunbit.com or call 855-678-6248.

Sunbit dental financing logo

Financial concerns should not stop you from getting the dental care you need. CareCredit is a health care credit card you can use for dental implants and other treatment your dental insurance does not cover, with shorter and longer financing plans available depending on eligibility.

  • Use it for procedures your dental insurance does not cover
  • Shorter and longer plan choices, subject to eligibility
  • Fixed monthly payments available for larger procedures
  • Accepted by many health care providers beyond dentistry

Learn more at carecredit.com or call 1-800-677-0718.

CareCredit logo

Start Your Dental Implant Journey Close to Home in Texas

Dental Implant Financing Questions Texans Ask Most

How can I finance dental implants in Texas?

You can finance dental implants in Texas through third party lenders that split your treatment cost into monthly payments. At Smile Savers Dental Solutions, patients can apply with Cherry, Sunbit, CareCredit, or Proceed Finance, and our team helps you compare your options during your dental implant consultation.

Can I get dental implants with bad credit?

You may still have options. Each lender reviews applications differently. Sunbit does not require a hard credit check to apply, and Proceed Finance considers a wide range of credit profiles. Approval is never guaranteed and always depends on the lender, so our team can help you see which option fits your situation.

Will checking my financing options hurt my credit score?

Not always. Cherry and Proceed Finance let you check your options with a soft credit check, which does not affect your credit score. Some lenders use a hard credit inquiry when you complete a full application, so ask our team how each lender works before you apply.

Does Smile Savers accept dental insurance for implants?

Smile Savers is a fee for service practice and does not accept dental insurance as payment, but our team will submit claims on your behalf so you can receive any benefits your plan provides. Most dental plans cover only a small part of implant treatment, so many patients combine insurance reimbursement with financing.

Can I use health savings or flexible spending account funds for dental implants?

In many cases, yes. Dental implants are usually an eligible medical expense for health savings accounts and flexible spending accounts. Confirm the details with your plan administrator before treatment begins.

Can I finance full mouth dental implants?

Yes. Financing is often used for larger treatment plans such as full mouth dental implants. Lenders such as Proceed Finance and CareCredit offer longer plans designed for bigger procedures, subject to approval.

When is payment due for dental implant treatment?

Payment is due at the time of service unless you have arranged financing with one of our partner lenders. Your office gives you a written treatment plan before any work begins, so you know your total dental implant cost in advance.

How do I get started with dental implant financing?

Find the Smile Savers office closest to you and schedule a consultation. Your implant team will examine your teeth, explain your options, and help you start a financing application. Not sure implants are right for you? Start with our dental implant candidate guide.